Flockerz’s (FLOCK) presale has entered its final four days – and investors have one last chance to secure tokens at a fixed price. With its unique Vote-to-Earn system and the growing buzz around the Flocktopia DAO, many are wondering if FLOCK is about to explode after it hits exchanges. Last Chance to Join Flockerz Presale
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Solana Price Hits $200, Arbitrum Gains Traction, but Web3Bay’s $0.00456 Token Could Be 2025’s Biggest Winner
The crypto market is buzzing with activity as Solana price surges past $200, signaling renewed investor confidence. Meanwhile, Arbitrum price shows modest gains, reflecting its steady role in Ethereum scaling. However, a lesser-known contender, Web3Bay (3BAY), is quietly stealing the spotlight with a practical approach that transcends speculation. While Solana benefits from ETF optimism and Arbitrum refines layer-2 scaling, Web3Bay focuses on reshaping e-commerce with blockchain-powered solutions. In a market crowded with speculative tokens, Web3Bay(3BAY) delivers a tangible use case: transforming global e-commerce. It’s not just another blockchain project; it’s a solution for businesses and consumers alike, bridging traditional finance and cryptocurrency. Investors searching for meaningful growth opportunities in 2025 might find Web3Bay more compelling than both Solana and Arbitrum. Web3Bay: Transforming E-Commerce with Blockchain Web3Bay is making headlines as the next big disruptor in the e-commerce industry. By integrating blockchain technology into its core operations, Web3Bay is eliminating the inefficiencies of traditional platforms, including high fees and lack of transparency. Instead, it offers users a decentralized, secure, and cost-effective way to engage in online shopping. Central to its ecosystem is the 3BAY token, which enables crypto payments and grants users perks like a 5% discount on purchases and community-driven governance. The presale for Web3Bay has already garnered immense attention, raising over $830,000 and selling more than 220 million tokens. Currently priced at just $0.0045626, the token’s affordability and projected launch price of $0.1959 make it a lucrative opportunity for early investors. With plans to expand into decentralized storage, multi-chain compatibility, and Layer-2 scaling for fast transactions, Web3Bay is well on its way to reshaping global commerce. As Web3Bay expands and adoption increases, the demand for 3BAY is set to skyrocket. By acting now, investors can lock in tokens at their lowest price, well ahead of the next price jump and the growing attention of the broader market. Solana Price Crosses $200 Mark Again As of January 17, 2025, Solana (SOL) is trading at $213.40, reflecting a 5.10% increase from the previous close. The intraday high reached $216.36, with a low of $198.74. The Solana price has been positively influenced by the anticipation of regulatory approval for Solana-based exchange-traded funds (ETFs). Industry experts suggest that the pro-crypto stance of the current U.S. administration may facilitate the approval of these ETFs, potentially attracting significant institutional investments. Analysts project that, upon approval, Solana ETFs could draw substantial investments, further boosting the Solana price.This development underscores the growing confidence in Solana’s ecosystem and its potential for mainstream adoption. Arbitrum Price Sees Modest Uptick Amid Market Fluctuations Arbitrum, an Ethereum layer-two scaling solution, utilizes optimistic rollups to enhance transaction speed and reduce costs. Arbitrum’s native token, ARB, is trading at approximately $0.7820, reflecting a 1.31% increase from the previous close. The token’s intraday performance has seen highs of $0.7871 and lows of $0.7499, indicating moderate volatility. Over the past week, ARB has experienced a 9.32% decline, aligning with broader market trends. Despite this downturn, the 24-hour trading volume has reached $235.32 million, suggesting sustained investor interest. The current market capitalization stands at approximately $3.11 billion, with a circulating supply of 4.21 billion ARB tokens. Takeaway While Solana price climbs on ETF optimism and Arbitrum price steadies amid market fluctuations, Web3Bay (3BAY) is building a foundation for lasting impact. Solana benefits from its thriving ecosystem, and Arbitrum enhances Ethereum’s scalability, but Web3Bay addresses everyday challenges in global commerce—fees, speed, and transparency. This focus on utility positions Web3Bay as more than just an investment; it’s a bridge between blockchain and real-world applications. The platform’s presale performance speaks volumes, with $830,000 raised , over 220 million tokens sold , and an attractive price of $0.004562625 . A projected launch price of $0.1959 signals significant upside for early investors. Features like NFT integration, decentralized governance, and seamless multi-chain functionality make Web3Bay a standout. Join Web3Bay Presale Now: Presale: https://web3bay.io/buy Website: https://web3bay.io/ Twitter: https://x.com/web3bayofficial Instagram: https://www.instagram.com/web3bayofficial/ The post Solana Price Hits $200, Arbitrum Gains Traction, but Web3Bay’s $0.00456 Token Could Be 2025’s Biggest Winner appeared first on TheCoinrise.com . Bitcoin.com
US Banking Regulator FDIC Hits Bank With $20,448,000 Penalty – About a Quarter of the Lender’s Total Assets
The Federal Deposit Insurance Corporation (FDIC) is penalizing a Weir, Kansas-based bank with a monetary fine equal to over a quarter of the lender’s total assets. The US banking regulator says it has determined that CBW Bank failed to maintain an “adequate Anti-Money Laundering/Countering the Financing of Terrorism (AML/CFT) compliance program” and is consequently imposing a fine of $20.448 million over the violations which occurred between December of 2018 and August of 2021. “During the Review Period, Respondent [CBW Bank] also (1) failed to file hundreds of suspicious activity reports (SARs), (2) lacked an appropriate risk-based customer due diligence process, and (3) maintained an inadequate due diligence program for FFI correspondent accounts.” According to the FDIC, CBW Bank’s laxity with regard to measures aimed at fighting money laundering and terrorism financing helped in generating a significant portion of its income. “Due to the [Anti-Money Laundering/Countering the Financing of Terrorism (AML/CFT) compliance] failures described above, Respondent [CBW Bank] earned millions in fee income that it otherwise would not have earned if it had maintained an adequate AML/CFT compliance program.” According to the FDIC, most of CBW Bank’s earnings came from offering “fee-based correspondent banking services for foreign financial institutions (FFIs)” located in Africa, Central and South America, Europe and the Middle East. Following the imposition of the civil money penalty (CMP), CBW Bank has filed a complaint against the FDIC in court. CBW Bank says , “The penalty sought by the FDIC, is unreasonable and unprecedented for a bank of this size, complexity, and supervisory history. There is no justifiable basis for any CMP, let alone for one of this magnitude given the conduct at issue in this case.” Per the US banking industry information platform, BankRegData, CBW Bank has total assets of $73.665 million. Don`t Miss a Beat – Subscribe to get email alerts delivered directly to your inbox Check Price Action Follow us on X , Facebook and Telegram Surf The Daily Hodl Mix Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing. Generated Image: Midjourney The post US Banking Regulator FDIC Hits Bank With $20,448,000 Penalty – About a Quarter of the Lender’s Total Assets appeared first on The Daily Hodl . Bitcoin.com