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Lobby Representing JPMorgan, Goldman Sachs and Others Sue Federal Reserve Alleging ‘Stress Tests’ Violate Law

The Federal Reserve is being sued by several groups representing America’s biggest banks on allegations that the Fed’s annual capital “stress tests” violate US law. Groups including the Bank Policy Institute, the Ohio Bankers League, the Ohio Chamber of Commerce, the U.S. Chamber of Commerce and the American Bank Association (ABA) have filed a joint lawsuit with the U.S. District Court in Columbus, Ohio. The suit alleges that the Fed’s system for testing how big banks would handle a potential economic crisis doesn’t follow proper administrative procedure. On Monday, the Fed released a press release saying it was considering how to increase the transparency of bank stress tests and reduce the volatility of its capital requirements. While the banking lobby believes that’s a “positive step,” they say that litigation is still needed to preserve their legal rights given an upcoming statute of limitations deadline. The suit says that the Fed’s stress test systems were “adopted in secret” and contain “vacillating and unexplained requirements and restrictions on bank capital.” The goal of the suit is to ensure that bank capital requirements are established in a transparent manner with public input and in accordance with the Administrative Procedure Act and the Due Process Clause, beginning in 2026. In a statement posted to its website, ABA president and CEO Rob Nichols says the Fed’s stress tests are “opaque” in nature, undermining their “value for providing meaningful insights into bank resilience.” Nichols says the ABA is pushing for more transparency behind the tests to create a fairer regulatory environment. “While we support stress testing as an important risk management tool, ABA has long advocated for the Federal Reserve to increase the transparency of its stress testing program, which shields key components like supervisory models from public view.” Don`t Miss a Beat – Subscribe to get email alerts delivered directly to your inbox Check Price Action Follow us on X , Facebook and Telegram Surf The Daily Hodl Mix Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing. Generated Image: DALLE3 The post Lobby Representing JPMorgan, Goldman Sachs and Others Sue Federal Reserve Alleging ‘Stress Tests’ Violate Law appeared first on The Daily Hodl . NullTx

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If Litecoin Was Your Missed Opportunity, Qubetics Is Your Second Chance for Massive Gains

Cryptocurrency markets are buzzing with activity. In 2024, we’ve seen Bitcoin inching closer to record highs, Ethereum making waves with its latest upgrades, and Litecoin continuing its role as a trusted player in the crypto space. But let’s be honest—not everyone was lucky enough to jump on the Litecoin train early. If you’re one of those folks feeling like you missed out, don’t worry. There’s a new opportunity knocking at your door. Say hello to Qubetics ($TICS) , a groundbreaking web3 aggregator that’s shaking up the crypto world. While Litecoin delivered on speed and efficiency, Qubetics is tackling the usability gaps that have long plagued blockchain technology. If you’re looking for the best crypto presale to buy this week, Qubetics might just be your golden ticket. Qubetics ($TICS): Redefining the Crypto Experience Qubetics isn’t your run-of-the-mill crypto project. It’s the world’s first web3 aggregator, aiming to simplify blockchain interactions for businesses, professionals, and everyday users. If you’ve ever felt overwhelmed juggling multiple wallets or networks, Qubetics is here to save the day. At the core of Qubetics is its Multi-Chain Wallet—a tool that consolidates assets across multiple blockchains like Ethereum, Binance Smart Chain, Solana, and more. Managing crypto assets has always been a hassle, but this wallet changes the game. Imagine a freelancer getting paid in Bitcoin, Ethereum, and Solana tokens. Instead of juggling three separate wallets, they use the Qubetics Multi-Chain Wallet to store, convert, and manage everything in one place. Or picture a small business accepting crypto payments. With Qubetics, they can streamline transactions, saving time and avoiding the headache of dealing with multiple platforms. For individuals, the wallet offers a seamless way to send, receive, and stake tokens without hopping between apps. Whether you’re new to crypto or a seasoned pro, Qubetics is built to make life easier. The Qubetics presale is making waves. In its 14th stage, $TICS tokens are priced at $0.0377, with more than 374 million tokens sold to over 11,700 holders. The project has already raised $7.7 million—and the excitement is only growing. With prices set to increase by 10% in the 15th stage this weekend, now is the time to jump in. Crypto analysts are calling Qubetics one of the most exciting projects of 2024. With its real-world utility and user-focused features, $TICS is expected to see explosive growth post-launch. Predictions of a 10x increase are already circulating, making it a prime contender for the best crypto presale to buy this week. Litecoin (LTC): The Classic Crypto With Staying Power Litecoin, often dubbed the “silver to Bitcoin’s gold,” has been a cornerstone of the crypto space for years. Created by Charlie Lee, it was designed to be a faster, more efficient alternative to Bitcoin. And for many, it delivered exactly that. Litecoin’s major strength lies in its speed. Transactions are confirmed much faster than Bitcoin, making it a popular choice for day-to-day transactions. Its lower fees and innovative features like Segregated Witness (SegWit) and atomic swaps have also made it a standout option for those looking for efficiency. Beyond technical features, Litecoin has maintained a reputation for reliability. It’s like the trusty workhorse of the crypto world—solid, dependable, and always in the conversation. While Litecoin has held its ground, the crypto landscape has evolved dramatically. Newer blockchains offering greater scalability, speed, and utility have stolen much of the limelight. Projects like Solana and Avalanche have pushed the boundaries, while presales like Qubetics offer the kind of innovation that gets people excited. Litecoin remains a strong option for those who value stability and a proven track record. However, it doesn’t offer the same buzz or breakout potential as newer projects. For investors chasing transformative gains, projects like Qubetics are where the action is. Why Qubetics Is the Best Crypto Presale to Buy This Week So, why should you choose Qubetics over Litecoin or any other project? The answer lies in its innovation and accessibility. While Litecoin brought speed and lower fees, Qubetics is tackling the bigger picture. Its Multi-Chain Wallet isn’t just a tool—it’s a solution to one of blockchain’s most pressing problems: usability. The presale numbers back this up. With $7.7 million raised and over 374 million tokens sold, Qubetics is attracting a growing community of investors who see its potential. And with the price of $TICS set to increase in the next stage, the time to act is now. This isn’t just a presale; it’s a movement toward a more inclusive, user-friendly blockchain ecosystem. Conclusion Missed out on Litecoin’s early days? No worries. Qubetics is here to give you a second chance at something big. With its groundbreaking Multi-Chain Wallet, impressive presale stats, and a mission to simplify blockchain for everyone, $TICS is the best crypto presale to buy this week . Whether you’re a business owner, an investor, or just curious about crypto, Qubetics has something for you. But don’t wait too long. With the 15th presale stage looming and prices set to rise, this opportunity won’t last forever. Head to the Qubetics website, grab your tokens, and get ready to ride the next big wave in crypto innovation. For More Information: Qubetics: https://qubetics.com/ Telegram: https://t.me/qubetics Twitter: https://twitter.com/qubetics The post If Litecoin Was Your Missed Opportunity, Qubetics Is Your Second Chance for Massive Gains appeared first on TheCoinrise.com . NullTx